Mid Bedfordshire: Could rising costs affect by-election?

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Mid Bedfordshire: Could rising costs affect by-election?
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More homes in Mid Beds are owned with a mortgage than almost anywhere else in the country.

Mid Bedfordshire has a higher proportion of homes that are owned with a mortgage than almost anywhere else in England and WalesMid Bedfordshire will choose a new MP on 19 October. The constituency enjoys higher wages and has more economically active people than average, but a high proportion of its homes are owned with mortgages.

If rampant energy costs and soaring inflation were in the first wave of the cost of living crisis, increasing interest rates – brought in to control inflation – are its second chapter.Mid Bedfordshire is particularly exposed. Wendy Malczyk is a mortgage advisor with Cogent Financial Planning in Shefford, on Mid Beds' eastern edge.Those with mortgages of around £100,000 to £150,000 face paying between £250 and £300 extra a month, while those owing around £400,000 could see payments £1,000 higher, Mrs Malczyk said.

After that, she raised money for a therapy room in a local school to support children's mental health. "I think I was quite naïve – I thought living in a village we wouldn't have those sorts of problems," she said.

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