'I paid off my $50k of debt by sticking to one rule'

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'I paid off my $50k of debt by sticking to one rule'
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I had so little spare money, that there were days where all I would eat was tinned tomatoes on toast.

Being in debt is frightening. There were times in the eight years I struggled with my finances where I felt helpless and afraid, alone and ashamed. Sometimes it even got so bleak that I would fleetingly wish I wasn't here anymore.

In my first year I wracked up around £25,000 in debt, but I never felt like I didn't have any money, because I could spend, it wasn't until I couldn't afford the repayments when it started to really get too much. I felt really ashamed and I was worried I would be judged by my friends and family, so I kept it to myself.

Because I had so little spare money, I did everything I could to limit my spending during this time. I didn't buy any new clothes; everything came from thrift shops. I went to the grocery store at night so that I could buy cut price food as a treat. Sometimes, I would smuggle vodka into bars in a plastic bottle and buy soft drinks, just so I could still have a drink with my friends.Maddy Alexander-Grout is now debt free and runs her own business.

In 2015, I found out I was pregnant. At that point, I had £3,000 in savings, but that dwindled away pretty quickly whilst I was on maternity leave.

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