Be smarter this year
said it would be ideal to save up three to six months of expenses over time."This will prevent you from having to take out high-interest debt in the future," noted Rosen.:, then that's another clear winner in terms of how to spend your refund.
"It's the same as getting a no-risk return of 14% to 18%, depending on what rate you are paying on the debt," said Rosen.
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