Experts share their best money advice for getting back on track.
. “I’ve learned that we can continue to wear summer clothes well into October and by then, all the fall styles are on sale.” It also gives you enough time to realize that you do not, in fact, need a third puffy coat.Instead of making goals that require cutting back, think about what you wish you could spendMegan McCoy
Then, once you’ve talked it through, reflect on how your life would look different after that money was gone. “Maybe you would be less stressed or tired. Maybe you would have more memories with a loved one. Or maybe things would be about the same,” says McCoy. The exercise can help you identify your priorities more clearly — if that money would really alleviate your stress, then this could motivate you to make a plan to save it up.
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