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Millions of American households depend on credit card rewards to help cover everyday essentials such as groceries, gas, and back-to-school supplies.
The bill’s proponents, in lockstep with the Biden administration, are pushing their detrimental credit card legislation, which stands to benefit only corporate megastores like Walmart, Target, and Amazon. If passed, the bill is likely to restrict card issuer’s ability to fund rewards programs Americans of all income levels rely on, especially during record-high inflation.
American consumers—especially low-to-moderate-income families—are certainly cashing in on these rewards, despite the CFPB’s claims they are not of value or being fully utilized by consumers. A recentreported rewards card ownership has increased across all income levels over the last four years, particularly among LMI cardholders .
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