Why Hill Harper is on a mission to fight financial fragility:
Harper is well aware of these statistics. He’s concerned that as wealth disparity increases in this country, it will adversely impact certain communities harder, especially if more challenging economic times arise. “There’s an old adage my pastor used to say that when America catches a cold, black folks get pneumonia.”Clearly financial literacy needs to become more prevalent across all economic, ethnic and gender categories.
Wednesday, May 1, 2019 - Detroit, MI: Grosse Pointe Park resident Matt Evans, 48, speaks with actor, author, and owner of The Roasting Plant, Hill Harper about the importance of financial literacy at the Experian #BoostAmerica campaign launch.“The folks who can least afford it are often the ones who pay the most,” he points out, as poor credit scores have a ripple effect from making it challenging to rent an apartment in neighborhoods with better schools, to getting a job, to accessing credit.
“One thing I know for sure is that folks I know pay their cell phone bills and electric bills. It’s the connection to their families. It’s necessary. When times are tight, they may let their credit card slip and carry a higher balance,” he explains. “They get penalized for that, but they never get credit for paying these other bills on time regularly. Our goal is to create a thicker file of positive credit history for populations that have thin files.
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