Mortgage rates have reached their highest level since 2008.
Note: Assumes a 20 percent down payment. These calculations exclude other costs like property taxes and HOA fees.
A jump in rates from 3 to 6 percent causes the lifetime cost of a standard 30-year fixed-rate mortgage to increase by more than half the price of the home’s price at sale. For a $250,000 home, the mortgage would cost $128,000 more over 30 years. That translates to a monthly mortgage bill that is $356 higher. For a home purchased at $750,000, homeowners would pay $1,067 more.
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