Westpac first-half profit falls 22 percent as refunds weigh

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Westpac first-half profit falls 22 percent as refunds weigh
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Australia's No. 2 lender, Westpac Banking Corp, posted a 22 percent fall in...

- Australia’s No. 2 lender, Westpac Banking Corp, posted a 22 percent fall in first-half cash earnings on Monday, hit by a surge in customer refunds following a landmark inquiry.

The company’s cash earnings fell to A$3.30 billion for the six months ended March 31, compared with A$4.25 billion a year earlier. That was lower than an average estimate of A$3.52 billion from six analysts polled by Reuters. Westpac, like the other “Big Four” Australian banks, is spending millions to right wronged customers and nurse its reputation after the an inquiry exposed wrongdoing at Australia’s top financial institutions.

Westpac’s net interest margin — a closely watched gauge of bank profitability showing the difference between interest costs and interest earned — fell 16 basis points to 2.12 percent during the reported period. Net interest income fell 4 percent.

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