Higher prices for nearly everything have families reinventing themselves when it comes to finances, with spending habits changing as people turn to discount stores to buy things they need.
If you need new clothes, try second-hand. You can visit a local consignment shop or try online options like Poshmark and ThredUp.
"Now more than ever. it's important to be selective about where you're making your purchase," Arevalo said."Take your time, look for stores you know are there but you might have avoided in the past." Also, consider buying generic brands at places like the grocery store. They're often just as good as brand names but come at a discounted price. If you make a list and follow it, that can also help you avoid wandering the aisles and buying extra things.
And track all of your purchases. It will help answer the question of where your money went and show you the biggest drains on your account. "Sometimes it's the small expenses we make every day that get people in trouble," Arevalo said."How often do you say, 'It's only $5?'"
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