This female-led fintech startup wants to make socially-conscious investing accessible: by KristinStoller
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“Our users use it as a cash alternative to save for the longer term,” she says. “They may want to save for certain goals.” “What CNote allows you to do right now is align your money with your values and support communities and causes you care about,” Tarasava says.There are a few big catches. The biggest is that CNote is not risk-free. Unlike your traditional bank or savings account, CNote is not eligible for FDIC coverage. This means that if the company goes under or your investments tank, you will not have government protection or insurance for your investments..
But this partial lack of liquidity worries Ari Socolow, CEO of bank and financial product tracking website. It’s misrepresentation to call it a “savings account” or “CD,” he says, as it’s really investing in a loan.
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