With college tuition getting more and more expensive, financial aid is only becoming a bigger necessity for many U.S. families. Here's how you can negotiate your financial aid package to make it work for you.
. "Make sure you note the amount of aid you receive through grants and scholarships, which you will not have to pay back, versus loans, which are borrowed money that you will have to ultimately repay."
Be sure to look carefully at the kinds of loans that a financial aid package offers. Federal subsidized loans often have the lowest rates and offer the most flexible repayment options."Once you have finally deciphered this aid award letter, you're going to want to appeal your aid," says Javice. "Everyone should appeal their aid package." She says that schools reserve roughly 20 percent of their funds for people who appeal their packages.
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