California has the lowest mortgage rates in the U.S., while New York has the highest, a new study finds
The mortgage rate someone lands when they buy a house depends on many things, including their credit score, debt load and the particular lender. But a new study by online mortgage marketplace LendingTree reveals there’s another factor that plays a surprisingly significant role in the rate they lock in: which state they live in. An even bigger surprise? The state that emerged as the bargain of the bunch.
Currently, the national average for a 30-year, fixed-rate conforming loan is 4.84%. But California—emblem of all that is...
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