Nearly 80% of women will become sole financial decision-maker in their life, often for two decades or more. The right financial advisor can be of great help.
You may already have an established a relationship with a financial advisor before your spouse's death. If you like that person, then it's time to schedule a meeting with them to get "reacquainted" and discuss what your future financial plans are now.
Why? Because in many cases, the advisor had a relationship with the deceased spouse and never fully involved the wife in the financial-planning and investing processes. Truth be told, anyone may call themselves a "financial advisor." Just because someone says they are a "financial advisor" doesn't mean that they have any specific education, background, experience or certification which actually qualifies them to give financial advice.
Others who call themselves advisors are only held to a suitability standard, meaning they only must suggest products that are suitable for you — even if they're more expensive and earn them a higher commission.
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