‘My retirement date keeps creeping up – it feels unfair’ 🔴 As a tax expert, Heather Self has a good handle on her own finances – but constant changes to the state pension age are putting her on edge
It’s important to say that I’m not against changes to the state pension age. Who doesn’t want more pension income? However, I have felt the changes made so far are fair enough. In 1995, plans were announced to equalise the state pension age for men and women at 65, with a gradual increase in the age of women’s entitlement to state pension starting in 2010.
There have long been plans to increase the age to 67 – in 2014 it was announced it would happen, but crucially, that it would not take effect until between 2026 and 2028, giving everyone affected time to sort their finances. I fully recognise that I’m very lucky to have worked for more than 40 years in well-paid jobs, and to have enough savings to let me do this. I do understand that many people are facing difficult decisions about whether they can manage to keep working until they get their state pension.
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