‘Before COVID-19, he was actually starting to create a profile on TaskRabbit.’
Dear Quentin, I am a 65-year-old retired woman with modest Social Security and annuity payments. I also own my own home and have savings.
What became slowly clear over time is that, although his dad needs live-in help, he is living there just as much for financial reasons. My boyfriend lives on modest Social Security payments as his sole source of income. He has very, very minimal savings. This is due to a combination of poor choices, an ex-wife who absconded with some of their savings, and the recession hitting him hard, etc.
In the meantime, he has almost no “mad money” to go places and do things. I can’t for the life of me understand why someone in his situation — essentially, he is living in “poverty” — would not want to better themselves. He has a dual attitude where he will say he is ashamed about his situation, but at the same time refuses to consider a part-time job.Dear Stable, It’s not unreasonable of you to expect him to get a job.
The concerning part of your letter relates to his feeling shame about not working, or not being willing or able to work, and his inability to take action. He could be afraid of failure and rejection — no one likes either of those things, so he would not be alone in that. But it has left him stuck in the proverbial mud.
The Nationwide Retirement Institute polled more than 1,800 adults and found that 42% of Americans planned on filing for Social Security benefits early while still working, up from 36% a year ago. The uncertain economic outlook obviously has played a role in that.
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