Did you know that most Americans close to retirement have saved 12% of what they actually need? via CNBCMakeIt
div > div.group > p:first-child"> Those between the ages of 55 and 64 who have retirement savings only have a median of $120,000 socked away, Bankrate reports in a new survey, citing data from the Federal Reserve. That's only 12 percent of the $1 million many experts recommend, and it's worth noting that even that doesn't stretch as far as it used to.
Many experts recommend having at least seven times your annual salary saved by 55, which means American households earning $57,617, the median income in the U.S., should have at least $403,319 socked away by that age. By retirement at age 67, that number rises to 10 times your salary. That's about $576,000 for anyone earning around the median U.S. income.
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