Mortgage demand falls as rates move towards 7%

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Mortgage demand falls as rates move towards 7%
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Mortgage applications fell 3% in the latest week, the Mortgage Bankers Association said. The average rate for a 30-year mortgage is 6.93%.

The numbers: Mortgage rates rose this week, as limited inventory and “crimping affordability” is hurting home buyers.

The 30-year was averaging at 6.93% at the end of July, which pushed overall mortgage applications down 1.3%. Key details: High mortgage rates were weighing on home buyers, as they found it more expensive to finance buying a home. The purchase index — which measures mortgage applications for the purchase of a home — fell 3.2% from last week.

The rate for jumbo loans, or the 30-year mortgage for homes sold for over $726,200, was 6.89%, down from 6.9% the previous week.The rate for adjustable-rate mortgages rose to 6.18% from last week’s 6.01%.

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