Use our calculator to find out how much mortgage payments could go up for your household.
This mortgage calculator uses a standard mortgage repayment formula to estimate the monthly payments or interest rate based on the amount borrowed and the length of a mortgage.
The calculator assumes a single, fixed, interest rate which stays the same over the term of the mortgage and interest is charged monthly.Other payments included in your monthly payment, such as insuranceThe length of your mortgage. The calculator only works for mortgage terms of full yearsWhat if I have a variable rate mortgage?
This calculator assumes that the interest rate stays the same over the term of the mortgage so is not suitable for variable rate mortgages.What if I have more than one mortgage?What if I don't know what my interest rate or monthly payments are or would be? You can use mortgage comparison tools on official mortgage lender's websites to see what a likely interest rate or monthly payment would be for the amount you were looking to borrow.The value of £150,000 is based on the average loan amount in 2021, according to the Office for National Statistics House Price Index.The value of 20 years is based on the average outstanding term for a fixed rate mortgage as of June 2022, according to UK Finance.
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