Medicare shoppers often face a barrage of unsolicited calls and aggressive ads

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Medicare shoppers often face a barrage of unsolicited calls and aggressive ads
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Medicare's annual open enrollment period began Oct. 15, allowing seniors to choose new plans. New rules this year are supposed to crack down on misleading marketing but buyers should still beware.

Open enrollment for Medicare begins Sunday and ads like this billboard inside California's John Wayne Airport are popping up. Marketing of Medicare plans is subject to new, stricter federal regulations this year.Open enrollment for Medicare begins Sunday and ads like this billboard inside California's John Wayne Airport are popping up. Marketing of Medicare plans is subject to new, stricter federal regulations this year.

"It's extremely frustrating to figure that somebody is there to help you and then you find out they're not there to help you," Montgomery says."They're basically there to shaft you."Senior Medicare Patrol Open enrollment — which runs from Oct. 15 to Dec. 7 this year — allows seniors to choose a new Medicare plan if they wish.

People with low incomes who are eligible for both Medicare and Medicaid have even more options in the form of special Medicare Advantage plans called. These offerings often include extra benefits, but can increase confusion. This year the situation is even trickier as many pandemic-era protections that kept people enrolled in Medicaidthat can range from $50 to $762 per sign-up and other unreported payments to push certain plans.

That means, just like with advertisers, people cannot assume brokers are painting a full, unvarnished picture of their coverage options. The details of Medicare Advantage plans are especially important for consumers to understand since they can

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