See how different CD interest rates will help your money grow.
PHNjcmlwdCB0eXBlPSJ0ZXh0L2phdmFzY3JpcHQiIHNyYz1odHRwczovL3N0YXRpYy5teWZpbmFuY2UuY29tL3dpZGdldC9teUZpbmFuY2Vfdmlld3BvcnRfZGV0ZWN0aW9uLmpzPjwvc2NyaXB0PjxzY3JpcHQgYXN5bmMgdHlwZT0idGV4dC9qYXZhc2NyaXB0Ij5teWZpV2F0Y2hXaWRnZXQoJ215ZmlXaWRnZXRfMycpO215ZmlXYXRjaFdpZGdldCgnbXlmaVdpZGdldF8xJyk7bXlmaVdhdGNoV2lkZ2V0KCdteWZpV2lkZ2V0XzInKTs8L3NjcmlwdD4=Lauren Williamson is the Financial and Home Services Editor for the Hearst E-Commerce team.
If you think there’s a chance you may need your money before the CD matures , then you may opt for a CD with a lower early withdrawal penalty. If you already do all of your other banking at one financial institution, you may choose a CD there for convenience, even if it doesn’t offer the highest APY.You may have different needs altogether, however, and a CD with a different term might serve you better.
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