Getting life insurance earlier in life means you pay lower rates forever
. But again, they were locked in when I was 28, before my dad was sick and before I had ever considered hopping into the cockpit. No one plans on a cancer diagnosis, but if one happens to your parent or sibling, it could mean a higher risk for you and higher monthly insurance costs.
Group life insurance from work is usually a really good deal. You'll pay less per thousand dollars in coverage with a group policy than most individual policies. But those kinds of insurance are not portable. That means you lose them if you leave your job. Plus, I could have died in the last five years. I'm glad I didn't. But even if I had, my family was covered.based on our expenses and lifestyle at the time
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