💬 “I am happy with the amount I earn from my blog but would never turn down more. About £10,000 a month after tax would be my dream amount. I don’t want fame like Martin Lewis but would certainly take the fortune,” Pete Chatfield, 43
I started racking up debts and would pay for everything other than our main bills using credit cards. I’d often only be able to pay off the minimum sum each month and the interest of my repayments was about 30 per cent. This kept growing until I owed £10,000. It was a very stressful time, but I kept my debt problem to myself. I always believed that a problem shared was a problem doubled.
I run adverts from my site, which gives me about 40 per cent of my revenue. The rest comes from affiliate marketing, whereby if someone clicks on a link and joins a service I recommend, I am paid a commission. The commission can range from a few pence to £200. To help maintain my finances I’m putting away money in stocks and shares Isas. I have £30,000 saved in one with Fidelity and £20,000 in a stocks and shares lifetime Isa with Nutmeg. My average return on them has been around 8 per cent, but there’s been some massive ups and downs with them over the last few years. One day I hope these will provide me with substantial sums of passive income. Having between £20,000 to £30,000 worth of passive income a year would be great.
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