Can you trust yourself to know what your world will be like in retirement? Why not ask those who have already crossed over to the other side to share their thoughts? How do those thoughts help you?
Reality can be a cold slap in the face. Indeed, according to the EBRI survey, greater than one in four retirees have gone back to work. This doesn’t appear as it seems, however. Three out of four retirees say working for pay is not a source of income in retirement. That means at least some portion of employed retirees are working for a reason other than retirement income.
Having the financial resources does more than provide material goods or plane tickets to exotic destinations. It acts as a cushion against uncertainty. How does the current market volatility and inflation impact your ability to live comfortably in retirement? “Most retirees have the primary goal to never run out of money,” says Zachary A. Bachner, an Advisor at Summit Financial Consulting in Sterling Heights, Michigan. “As long as they have savings, they may consider their life to be comfortable. True comfort comes from not having to worry about your finances, but this level of comfort would require more than just the minimum amount of savings. Sleeping peacefully at night despite the stock markets moves is what true comfort looks like.
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