Looking online will find you the highest rates for your money.
looking online
to be the easiest way to go, said Howard Milove, a certified public accountant with Access Wealth in East Hanover. “Many `brick and mortar’ banks offer promotional deals to bring in deposits, but the rate drops significantly after the promotional period expires — so make sure you read the fine print,” he said. “Credit unions, online-only banks, and traditional banks’ internet divisions can also offer favorable rates. Since credit unions and internet-only banks have less overhead, they often provide better rates than traditional banks.
“CDs offer guarantees and stability and are FDIC-insured up to $250,000 but typically offer lower returns over time,” he said. “There could also be
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