How a 27-year-old 'supersaver' saved $30,000 in 3 years — while making around $50,000 (via CNBCMakeIt)
of so-called "supersavers" who were able to max out their annual retirement contributions or come close to it, or sock away at least 15% of their salary. Leresche fits the bill on both counts: She currently contributes more than 20% of her income to her 401, and is "on track" to max out her 401 this year. For 2021, theLeresche attributes her financial priorities to her upbringing.
And the last year, she says, taught her how unpredictable life can be. "My mom recently had Covid and she was in the hospital sedated for over a month and her hospital bills are probably over half a million dollars. You can't really predict what's going to happen." Here are four tips for setting yourself up for financial stability, according to Leresche and financial experts.Leresche imposes a tax on herself: Whatever her credit card balance is at the end of the month, she pays that off and then puts an amount equivalent to 10% of that into savings. For example, if her credit card statement was $300, she would pay that off plus put $30 in her savings.
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