Homeowners Take Risks to Lower Their Insurance Bills

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Homeowners Take Risks to Lower Their Insurance Bills
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Higher deductibles can lower insurance premiums—but they are a gamble.

This copy is for your personal, non-commercial use only. Distribution and use of this material are governed by our Subscriber Agreement and by copyright law.

For non-personal use or to order multiple copies, please contact Dow Jones Reprints at 1-800-843-0008 or visit www.djreprints.com.Higher deductibles can lower insurance premiums—but they are a gambleRaising your deductible might be risky if your home is vulnerable to damage from severe weather and natural disasters.

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