Investment scams cost the most — more than $3.8 billion — which is more than double the $1.8 billion reported in 2021, according to the FTC.
Here are some tips to help you avoid being the victim of fraud, according to Erin Witte, director of consumer protection for the Consumer Federation of America:"Consumers often create a false sense of urgency, making you think you have to respond immediately or something terrible will happen," Witte said. "Slow down and take a minute to digest what you are hearing or reading.": "Be wary of these payment methods," she said.
"Being asked to cash a check and return a portion, or being asked to purchase gift cards are big red flags that it is likely a scam.": "Ask as many questions as you can to the person calling or emailing you," she said. "Also ask a friend or someone you trust what they think about what you're being told — they can often give you some perspective about whether the information you're being provided is legitimate.
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