It's all up to you now
Both Hastings and Horan agree that signing on for an apartment you can't actually afford is a disaster waiting to happen.
"Emotion gets very involved," Hastings said."People generally want to buy a new car — 'Oh it smells good and it's nice!' — but you drive it off the lot and it's not worth as much. Five years later you need a new car and you're still making payments on the first one." It sounds obvious, but a lot of borrowers don't actually know where their loans are held, or for how much.
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