While many understand it’s important to pay down loans, they’re often focusing on the wrong ones.
But if you have bad credit, that soars up to 19 per cent. That’s about as much as the interest rate on a credit card.
If you hold off on retirement to pay off these loans, putting aside wages to pay them down, you could be saving yourself thousands in interest and creating a cushion to retire on.So why not pay down your mortgage too? It’s not just lower interest rates, although, with the average national mortgage rate for a 5-year fixed at about 6.14 per cent, that is an advantage.Article content
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