'Why I told Instagram I was £27,000 in debt'
Debt help: 'How I paid off £10k of my £27k debt in 12 months'
On 14 March 2019, I sat down and typed the words ‘25k of credit card debt, 2k of overdraft, £0 accessible savings’ and posted them on Instagram under an anonymous account I called. It was the first time I’d admitted to myself, let alone anyone else, just how much debt my husband, Phil, and I had. I got into a cycle of using payday loans with astronomical interest rates, promising myself each time that this was the very last one I’d take out.
It all came to head last March, two weeks before payday, when the bank called to say I’d exceeded my £2,000 unarranged overdraft limit and when were we going to be able to pay it back?
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