Close to 27% of U.S. consumers said in October that they had applied for a credit card in the past 12 months—the highest level since 2019 and well above the record low of 16% recorded a year ago
Americans are applying for credit cards at a rate not seen since before the pandemic.
Close to 27% of U.S. consumers said in October that they had applied for a credit card in the past 12 months, according to the Federal Reserve Bank of New York. That is the highest level since 2019 and well above the record low of 16% recorded a year ago.
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