Older LGBTQ+ Americans are twice as likely to be single and four times less likely to have children, presenting some special challenges to ensuring elder care.
"We decided that we were going to be better in community, after having spent eight lonely years in Florida," McAulay said. "It's so rewarding to know there's 30-some people here who have our backs.""People will get sick," she added. "These things are going to happen, but we also find that we are really good at taking care of each other.
If you're in the hospital or a care facility, "if you're heterosexual, the spouse automatically gets visiting rights," Lee said. That's not always the case for same-sex couples, even if they're legally married. Having the benefit of time on your side will allow you and your loved ones to make sound, clearheaded decisions.Use the time between retirement and needing services to identify your support network, consider your financial situation, and educate yourself about care options that are available, recommends Allison O'Shea, founder of Openly Aging, an advisory firm in Durham.
Getting a handle on your monthly income and assets in retirement can help you determine where and how you'll receive care later on — whether is aging in place in your home or downsizing, or moving into some type of senior living arrangement.
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