China's mortgage protests: Why people are refusing to pay their loans

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China's mortgage protests: Why people are refusing to pay their loans
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China's mortgage protests: Why people are refusing to pay their housing loans — and what it means for the country's $18 trillion economy

China's once red-hot property market has continued to slump. As of June,

Despite pandemic curbs, in-person demonstrations have sprung up in various cities, such as a 200-strong protest in the central Chinese province of Hubei on Wednesday, "It's not because they can't or don't want to pay, it's a protest rather than an intentional default," Zhuang said of the mortgage boycotts.

Solutions could include the takeovers of projects by state-owned developers, or technical solutions like adjusting the specifications of land use, said Zhuang.Authorities are concerned about the situation because real estateEven so, China's mortgage boycotts are unlikely to cause an immediate implosion in the Chinese banking system as the institutions' exposures to pre-sale mortgages are small, said Zhuang.estimates a 2.

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