You can maximize your benefits, but you can't get both at the same time.
Q. I’m collecting Social Security but am now disabled. Can I also collect Social Security disability payments?In most cases, you cannot collect Social Security retirement andBut you may be better off taking the disability payments depending on the timing of your disability and when you started taking Social Security, said Matthew DeFelice, a certified financial planner with U.S. Financial Services in Fairfield.
But qualifying for SSDI can be difficult, and it is not uncommon for claims to be denied, DeFelice said.you are considered disabled when you are no longer able to perform a `substantial’ amount of work as the result of a physical or mental impairment that is expected to last at least 12 months, or possibly result in death,” he said.
Supplemental Security Income is a Social Security program that helps seniors and those with a disability who have anTo qualify for SSI, you need to meet strict income qualifications and have only minimum resources, DeFelice said. The SSA defines “resources” as anything that can be turned into cash, such as bank accounts, stocks, bonds, land, personal property or a permanent life insurance policy.
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