Many shoppers are using 'buy now, pay later' plans to finance their holiday shopping, but there could be some risks and downsides to doing that.
"Buy now, pay later" plans are surging in popularity this holiday season, with cash-strapped consumers no longer receiving stimulus checks and expanded child tax credits to help with the bills.Paige Allen is among those trying to finish up their holiday shopping right now.
"It helps around Christmas time," she said,"because it gives you time to figure out what you want to buy and pay for it after the holidays." The week of Cyber Monday, for example,"buy now pay later" orders were up 85 percent compared to the previous week, it found.
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