Bought or sold crypto for the first time in 2021? Here's how you'll be taxed

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Bought or sold crypto for the first time in 2021? Here's how you'll be taxed
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If you\u0027re making money in the cryptocurrency space, the government will want its cut

You’re going to be on the hook for any additional income you make by using or selling crypto. How the CRA taxes that income depends on whether it’s a business or personal transaction.

Half of that gain is taxable, which means that $100 will be added to your income and subject to the sameIt’s the same process you undertake when selling securities, such as stocks, but Thomas adds most people are used to their investment professionals preparing their tax slips for them. This is the digital ledger — or the blockchain. That’s because cryptocurrency transactions operate kind of like email — they’re signed using cryptography and sent through the network for verification. The blockchain then stores all transaction information and keeps it as a matter of public record, which you should be able to access through your trading platform.You don’t have to own a business for the CRA to treat your crypto earnings as business income.

The CRA also expects a share if your business accepts crypto as a form of payment. If the property or service you exchanged for crypto would otherwise be taxable, it’ll apply GST/HST based on the fair market value of the item.If it seems overwhelming, Lemay says that getting into the simple habit of tracking your movements will save you some trouble next year.

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