According to the U.S. Bureau of Economic Analysis, the personal saving rate dropped to 2.3%.
, the saving rate rose significantly. With restaurants and entertainment venues closed, experts say, Americans had fewer things to spend money on.Northwestern Mutual 2022 Planning & Progress
Year-to-year numbers showed the average amount of personal savings dropped from $73,000 to $62,000 between 2021 and 2022. "In 2022, Fidelity’s Financial Wellness Checkup surveyed adults we administer employer financial benefits for and found less than one in two had enough emergency funds to cover a typical three months living expenses," Megan Moore, vice president for
"First, people are having a hard time finding the right balance between how they live an enjoyable lifestyle today while also setting aside money for the future," she said. "Many people mistakenly believe you can only really have one or the other, but not both at the same time."
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