Our culture is completely backwards when it comes to money.
We emphasize consumption and the acquisition of material goods which leads to overspending and increased debt. In addition, entitlement is rampant. It's the opposite mentality of our great grandparents, many whom would be turning over in their graves because they came to America to work hard, make money, and create a legacy for themselves.
Whatever stage of life you're in, the time to build wealth is now. Don't fall into the flawed thinking trap that wealth is something you start building"when you have money." Saving doesn't have to involve large sums of money. All it takes is developing the habit of setting aside money every day or every week. Then, be patient and let time take over. If you invest $300 a month , after 10 years you will have over $50,000. It all started with just $10 a day.
The bottom line is there are many reasons people struggle with money, and earning that $233,000 salary or having $1.3 million in a retirement account is more a pipedream than a reality for most. It doesn't have to be this way. It starts by changing your financial beliefs, learning how money works once and for all, and taking action.
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