These are 6 things you should never put on your credit card.
If you get slammed with an unexpected tax bill this April, it could be tempting to pay Uncle Sam via Visa or Mastercard. Not so fast: The Internal Revenue Service will charge a merchant processing fee of anywhere of up to 2 percent and, if you use third-party filing software, you'll pay even more. And why pay interest charges of taxes owed? Instead, consider a short-term personal loan or ask the IRS for a payment plan; the government interest rate is usually only around 0.
This is one for the books: Don't ever pay for education with credit, as the interest on student loans is nearly always lower. In addition, large charges such as tuition fees will up your credit utilization ratio, which can result in a ding to your credit score. What's more, colleges and universities often add a processing fee of up to 3 percent for card payments.
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