5 credit card mistakes even smart people make, according to a woman with 26 cards and excellent credit

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5 credit card mistakes even smart people make, according to a woman with 26 cards and excellent credit
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There are plenty of reasons most people shouldn't have any credit cards at all, let alone 26

Business Insider may receive a commission from The Points Guy Affiliate Network if you apply for a credit card, but our reporting and recommendations are always independent and objective. The author, Holly Johnson, has 26 credit cards. This number of cards requires some organization, self-discipline, and planning, she says. Having a lot of rewards credit cards makes it easy to lose track, buy things you don't need, and even rack up debt.

Business Insider may receive a commission from The Points Guy Affiliate Network if you apply for a credit card, but our reporting and recommendations are always independent and objective. The author, Holly Johnson, has 26 credit cards. This number of cards requires some organization, self-discipline, and planning, she says. Having a lot of rewards credit cards makes it easy to lose track, buy things you don't need, and even rack up debt.

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